motorhome insurance for the over 50s

motorhome insurance for the over 50s

Saga Motorhome Insurance is exclusively available to people aged 50 and over, and we can often offer premiums at lower prices than many insurers.

Saga Claims Service
The test of how good your motorhome insurance is, comes when you need to make a claim. At Saga, we aim to deal with your claim quickly and with minimum fuss, there are no forms to fill in.

Features for Comprehensive policyholders

• New motorhome replacement
  If you are the first registered owner of a motorhome that is less than two years old and which is damaged beyond economical repair, we will replace it with a new one (subject to mileage restrictions).
• Cover in Europe
  We will cover your motorhome while you are travelling in the EU at no extra cost, all year round.
• Personal effects cover
  We will provide up to £1,500 cover for personal effects or clothingn for you and your passengers, and £500 for camping equipment, toilet tent and gas cylinders, lost or damaged due to accident, fire or theft. Individual items are limited to a maximum of £100. We will also cover awnings up to £1,500.
• Medical expenses cover
  Medical expenses cover, up to £300 each, for the driver and the passengers of the insured motorhome.
• Unlimited audio equipment cover
  We will pay for audio equipment permanently fitted in the vehicle, following loss or damage, without limit.
• £20,000 personal accident cover
  You and your partner are automatically covered for injury sustained in any motoring accident. Cover ranges from £10,000 for total loss of sight in an eye to £20,000 for permanent total disablement. We also pay hospitalisation benefit of £200 per night, between two and ten nights.
• 'Get you home' cover
  You can claim up to £50 per person, for yourself and up to five passengers, for travelling expenses or hotel accommodation costs incurred following an accident. (Please note that this only applies to Comprehensive policyholders).

Additional cover

• Windscreen cover
  If your windscreen is damaged, you can claim for a replacement without jeopardising your No Claim Discount. This cover is subject to an excess of £50 (that is, you pay the first £50 of each claim). No excess is charged if the screen can be repaired rather than replaced.
• Emergency 'any driver' cover
  If you are unable to drive in a medical emergency, anyone with a full licence can drive your vehicle provided you are also in the vehicle.
• Motorists Legal Protection
  This will cover you for any costs incurred following an accident that was not your fault, such as legal expenses should the driver deny any responsibility, or compensation for personal injury, travelling expenses and loss of earnings.